Bridgewater Credit Union
Excel Checking-Best Checking Accounts

best checking account- excel checking

Are you looking for a free checking account that rewards you with high interest for the things you do each day? Excel Checking may be the best checking account for you.
Excel Checking is a FREE checking account that includes:
  • 1.76% APY* on balances up to $5,000
  • Mobile App with Remote Check Deposit
  • ATM Surcharge Reimbursements+
  • No Maintenance Fees

Qualifying is easy!  To receive these benefits:

  • Open your account with direct deposit or make an ACH deposit into your Excel Checking each month**
  • Make 15 debit card purchases per month (you most likely do this already!)**
  • Pay 1 bill per month through online banking
  • Receive e-statements

And there are NO PENALTIES if you do not reach the monthly requirement.  In fact, you still earn .15% APY on your balance.  

Open your new excel checking account:

  • Visit your local branch in Bridgewater, Fairhaven, Plymouth, or Quincy

Find Surcharge FREE ATMs near you:

Current Rates For Excel Checking Accounts As of  


*1.76% APY on balances up to $5,000.00. APY earned on balances of $5,000.01 and above is 1.76% to 0.15% APY. The Annual Percentage Yield (APY) assumes that interest is left in your account to compound for one year. Account fees could reduce earnings. If monthly requirements are not met, APY earned on balance is 0.15%. Minimum to open account is $25. Rates current as of 1/01/16 and subject to change after account opening.

**Monthly Requirements: Receive eStatements and Post and clear one direct deposit or ACH deposit per month, post and clear 15 debit card purchases (PIN or signature) per month,  and process one bill through BCU Online Bill Pay per month.

+Foreign ATM fees reimbursed up to $10/month. Must maintain a minimum monthly balance of $250, post and clear a direct deposit per month, and post and clear 15 transactions (PIN or signature) with your debit card per month to receive ATM surcharge reimbursements.


Check your balances, transfer between eligible accounts, pay bills, and locate surcharge free ATMs using Bridgewater Credit Union's mobile app. Remote check deposit is available on the iPhone and Android smartphone app.

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NMLS# 644173

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