Bridgewater Credit Union
Mortgage and HELOC

mortgages & helocs

Your house feels more like a home with a lower rate.
Fixed Rate Mortgages | Adjustable Rate Mortgages (ARM) | 2nd Mortgages | Home Equity Line of Credit

Fixed Rate Mortgages

Bridgewater Credit Union provides mortgage options to meet our members' needs. Whether you are a first time homebuyer or a seasoned homeowner, we have the knowledge and experience to find a mortgage product for you.

Our fixed rate mortgages are competitively priced for our members to save. You can finance a loan from 10 years to 30 years with 0, 1, or 2 point options. When it is time to choose your mortgage look to the people and credit union you can trust.

Apply for a Fixed Rate Mortgage

Adjustable Rate Mortgages (ARM)

Adjustable Rate Mortgages (ARM) have a variable interest rate that is linked to an economic index. The interest rate and your payments may be adjusted as the index changes. Bridgewater Credit Union ARM's have low interest rates and are ideal for people looking for a short term mortgage.

Apply for an Adjustable Rate Mortgage

 2nd Mortgages

We currently finance owner occupied one to four family properties, condominiums, and second homes. Borrow from $10,000 to $500,000 for up to 20 years at a fixed rate.
  • $300.00 processing fee
  • 75% LTV
  • 1-4 family primary residences only
  • Full appraisal required
  • All rates are subject to change without notice

Apply for a Second Mortgage   

Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a revolving credit, based on the appraised value of your house. A HELOC can be used to help you transform and renovate your home. Borrow from $10,000 to a maximum of $500,000, depending on the value of your home, with a draw period of five years. There is a ten year repayment period.

 Reasons for a Home Equity Line of Credit:


  • a loan to help you consolidate your debt from credit cards
  • a loan to make a large purchase, such as home necessities
  • a loan to help further your education

Apply for a Home Equity Line of Credit



 Let our experienced lenders answer your mortgage questions to make getting a home loan easy.

MSIC NCUA Equal Housing Lender Intercept SUM
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