Bridgewater Credit Union
Fee Schedule

Fee Schedule

Schedule of Fees & Charges

Consumer Accounts | Business Accounts

Consumer Accounts Effective August 15, 2017

Fee Abbreviations in Parentheses

 Statement Savings Account
Foreign ATM Withdrawal $1.00
Bridge Account
Foreign ATM Withdrawal $1.00
Best Damn Free Checking, Interest eChecking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Check Reorders (Fee amount may vary based on the type of check)
Fabulous 50 Interest Checking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
High Interest Checking
Minimum Balance Fee (Average daily balance less than $1,500) $10.00
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Excel Checking, iChecking, First Choice Checking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Check Reorders (Fee amount may vary based on the type of check)
N.O.W. Account
Foreign ATM/DEBIT Withdrawal $1.00
If Balance Falls Below $500* (LOW BAL NOW ACCOUNT FEE) $3.00/monthly
Per Check Fee After 15 Checks $0.15/per check
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Check Reorders (Fee amount may vary based on the type of check)
* Minimum balance waived with Direct Deposit or Payroll Deduction
High Yield Money Market Account
Maximum 6 withdrawals per month Free
Foreign ATM/DEBIT Withdrawal $1.00
If balance falls below $2,500 $5.00/month
Service Charge for Excess Withdrawals  (MMKT EXCESS WD) $10.00 each
ATM/DEBIT  Withdrawal $1.00
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Miscellaneous Fees
ATM/DEBIT Card Replacement $10.00/card
ATM Foreign Deposit $1.50
Attachment/Levy $50.00
Foreign Check Collection $25.00/item
Paid Overdraft Privilege (PAID NSF) $30.00/item
              -Under 19/Over 65 $5.00/item
ATM/POS Insufficient Funds (ATM/POS NSF) $30.00/item
              -Under 19/Over 65 $5.00/item
Insufficient Funds (NSF FEE) $30.00/item
              -Under 19/Over 65 $5.00/item
Uncollected Funds (UCF FEE) $28.00
Return Deposit Item (RETURNED CK) $5.00
Money Order $2.00
Official Check $4.00
Stop Payments $25.00
Copy of Check $5.00
Copy of Statement $5.00
Interim Statement $5.00
Escheatment Fee $50.00
New Account Close-out $25.00
IRA Transfer Out $40.00
Safe Deposit Key Replacement $25.00
Research $25.00 per hour
Bill Payment Check Copy $2.50
Bill Payment Stop Payment $25.00
Bad Address Information $10.00 per month
Dormant Account (30 Days Dormant) $2.50 per month
Lost Passbook $15.00
Check Reorders Fee amount may vary based on type of check
 Wire Transfer - Domestic
Incoming $15.00
Outgoing $25.00
 Wire Transfer - International
Incoming $20.00
Outgoing $45.00
 

* A Savings Account balance of $5.00 is required for Credit Union Membership.

* Other institutions may impose fees for use of their ATM


Business Accounts Effective August 15, 2017

Current Fee Schedule For Existing Accounts

Fee Abbreviations in Parentheses

Business Statement Savings Account
Foreign ATM Withdrawal $1.00
Best Free Business Checking
Charge Per Item (After 1,000 items) $0.50
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Business Interest Checking
Charge Per Item (After 1,000 items) $0.50
Monthly Maintenance Fee (Average daily balance less than $5,000) $10.00
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Business Checking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Miscellaneous Fees
ATM/DEBIT Card Replacement $10.00/card
ATM Foreign Deposit $1.50
Attachment/Levy $50.00
Foreign Check Collection $25.00/item
Paid Overdraft Privilege (PAID NSF) $30.00/item
ATM/POS Insufficient Funds (ATM/POS NSF) $30.00/item
Insufficient Funds (NSF FEE) $30.00/item
Uncollected Funds (UCF FEE) $28.00
Return Deposit Item (RETURNED CK) $5.00
Money Order $2.00
Official Check $4.00
Stop Payments $25.00
Copy of Check $5.00
Copy of Statement $5.00
Interim Statement $5.00
Escheatment Fee $50.00
New Account Close-out (within 90 days) $25.00
IRA Transfer Out $40.00
Safe Deposit Key Replacement $25.00
Research $25.00 per hour
Bill Payment Check Copy $2.50
Bill Payment Stop Payment $25.00
Bad Address Information $10.00 per month
Dormant Account (30 Days Dormant) $2.50 per month
Check Reorders Fee amount may vary based on type of check
 Wire Transfer - Domestic
Incoming $15.00
Outgoing $25.00
 Wire Transfer - International
Incoming $20.00
Outgoing $45.00
 

* A Savings Account balance of $5.00 is required for Credit Union Membership.

* Other institutions may impose fees for use of their ATM

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MSIC NCUA Equal Housing Lender Intercept SUM

NMLS# 644173

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