Bridgewater Credit Union


 open an account online

Opening an account on is easy and convenient.  
Simply click 'open an account', and our software will walk you through the process.


Below are frequently asked questions about opening an account online:

Q: What do I need to open an account with Bridgewater Credit Union? 

A: There are several things you will need to refer to – and provide - during the account opening process:

  • A U.S Checking or savings account to fund your new Bridgewater Credit Union account.
  • A valid address and social security number are required.
  • You must be at least 18 years of age and provide a valid driver's license.

You will also need to provide personal information, including your date of birth and any former mailing address(es).

If you are not a U.S. Citizen or U.S. Resident Alien and do not have this information, we will be unable to enroll you online. Please visit one of our branches for assistance.


Q: Is my online application secure?

A: Bridgewater Credit Union uses encryption for online security. Encryption technology helps provide secure transmission of information along the Internet by encoding the transmitted data using a mathematical formula to scramble the data. Without a corresponding "decoder", the transmission would look like nonsense text and would be unusable.

Encryption technology can be used for a host of applications, including electronic commerce (sending credit card numbers for orders or transmitting account information), e-mail messages and sensitive documents.

Encryption is utilized with the transmission of data from one party to another. The sender encodes the data by scrambling it and then sends it on. The receiver must decode the data with the correct "decoder"in order to read and use it. The effectiveness (or level of security) for encryption is measured in terms of how long the key is - the longer the key, the longer it would take for someone

without the correct "decoder" to break the code. The length of the key is measured in bits (e.g., 40-bit

encryption, the level of encryption used with many ordinary browsers, versus 128-bit encryption, the level of encryption required to use this application).


Q: What information do I need to open a joint account?

A: You'll need the same information that's required when opening an individual account—but you'll need it for both applicants. Please note that each applicant will need to sign the signature card.


Q: Why is personal information required to open an account online?

A: Your application is processed subject to our ability to verify your identity. 

Q: Can I change the information on my account application?

A: You have the option to edit your account information prior to submitting the information to Bridgewater Credit Union. Simply select the Edit button above the grouping of information you would like to change, and you will be permitted to change your input.


Q: When is the opening deposit processed?

A: ACH transfers from your existing account at another financial institution to your new account will occur with 5-7 business days. If you are currently a Bridgewater Credit Union member and are transferring money from an existing account with us, the transfer will occur on the next business day.

Q: How long before I can begin using my new account?

A: You will be able to use your Bridgewater Credit Union account once all verifications have been completed and the funds in the account have cleared.


Q: Who should I contact if I have a question?

A: If you have a question, or need assistance opening your account, please contact our call center at 508-697-8101 or email us at


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