Bridgewater Credit Union, a Division of Merrimack Valley Credit Union

consumer debit card disclosure statement

What Could Be Easier?

Accessing an ATM is easy. Once your application is approved and you receive your card and Personal Identification Number (PIN), you may call or come in to activate your card and begin using your card with your PIN. The PIN is a four digit number known only to you. When you insert your card into an ATM you will be instructed to enter your PIN. You cannot complete your transaction unless your PIN is entered correctly. Joint account holders will have separate cards and separate PINs.

Where Can I Use My Card?

You can use your card at any ATM displaying the NYCE®, SUM®, Co-op® or Cirrus® symbols. That's hundreds of thousands of ATMs worldwide.

What Transactions Can I Perform?

  • Withdraw cash.
  • Transfer funds between your checking and savings accounts.
  • Check your account balances.

VISA® Check Card

Today there's only one card you need to make purchases worldwide, the Bridgewater Credit Union VISA® Check Card. Now everywhere you see the VISA® Debit (or NYCE®, SUM®, Co-op® or Cirrus®) symbols, you can use your VISA® Check Card instead of cash, checks or credit cards - and it even replaces your ATM card.

Why Use The VISA® Check Card?

It is a quick and easy way to pay for purchases or services and have them deducted directly from your checking account. You won't have to write a check or show a driver's license - just hand over your VISA® Check Card. It is accepted like a credit card everywhere VISA debit cards are accepted. Plus, you get a receipt for your records.

What Are My Added Conveniences?

  • Quicker than writing a check. No other identification is needed.
  • Worldwide acceptance. The VISA® Check Card is accepted places where your personal checks are not.
  • No interest payments. Use your VISA® Check Card at your favorite restaurant or gas station and pay as you go.
  • Shop by phone. With your VISA® Check Card, you can simply call in your order and give them your card number.
  • Peace of mind. In an emergency, you're covered.
  • Safety. Additional cash is as close as the nearest ATM machine.
  • Detailed transactions on your monthly account statement. Keep your purchase receipts and compare for easy record keeping.

The Bridgewater Credit Union VISA® Check Card - it's fast, simple to use and saves you time. Spend your time doing the things you enjoy! And, don't forget your VISA® Check Card when you go!

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MSIC NCUA Equal Housing Lender Intercept SUM

NMLS# 447563

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