Bridgewater Credit Union, a Division of Merrimack Valley Credit Union
Cd Rates-Money Market Rates

certificate accounts and money markets

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Certificate Accounts | Money Market Accounts

Certificate Accounts

A certificate account is similar to a savings account, except a higher interest rate is earned in exchange for agreeing to leave the money in the account for a set period of time. The term is selected by the member and can range from 3 months to 60 months. At the time of maturity, you can withdraw the funds with accrued interest or choose a new term. The certificate will automatically renew nine-days after maturity for the same period of time you originally chose and at the new current rate. Check below for our latest certificate account rates.

Certificate Account Rates and Annual Percentage Yields as of   *

*$1,000 minimum deposit to open for terms less than 12 months and $500 minimum deposit to open for terms 12 months and longer. Penalty for early withdrawal. APY earned on balances of $0.01 and above. Fees can reduce earnings.


High Yield Money Market Accounts

A money market account is a type of savings account with a tiered interest rate:

  • 6 tier interest rate based on account balance
  • $5.00 maintenance fee if your balance falls below $2,500.00
  • Maximum 6 withdrawals per month. This could be checks, debit purchases, electronic transfers etc. Excess withdrawals incur a $10.00 fee each time.
  • Online banking transfers count against the 6 withdrawal limit per month.
  • Unlimited over the counter cash withdrawals

Check below for our latest Money Market rates.

Money Market Account Rates and Annual Percentage Yields as of**  

Rates may change after account is opened.

**Minimum balance to open $25.00. APY earned on balances of $0.01 and above. Fees can reduce earnings. Rates may change after the account is open.


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