Bridgewater Credit Union, a Division of Merrimack Valley Credit Union
Fee Schedule

Fee Schedule

Schedule of Fees & Charges

Consumer and Business Accounts Effective February 1, 2019

Fee Abbreviations in Parentheses

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Check Reorders (Fee amount may vary based on the type of check)
High Interest Checking
Minimum Balance Fee (Average daily balance less than $1,500) $10.00
Best Free Business Checking
Charge Per Item $0.50
Business Interest Checking
Charge Per Item (After 1,000 items) $0.50
Monthly Maintenance Fee (Average daily balance less than $5,000) $10.00
N.O.W. Account
If Balance Falls Below $500* (LOW BAL NOW ACCOUNT FEE) $3.00/monthly
Per Check Fee After 15 Checks $0.15/per check
Check Reorders (Fee amount may vary based on the type of check)
* Minimum balance waived with Direct Deposit or Payroll Deduction
High Yield Money Market Account
If balance falls below $2,500 $5.00/month
Service Charge for Excess Withdrawals  (MMKT EXCESS WD) $10.00 each
Miscellaneous Fees
ATM/DEBIT Card Replacement $5.00/card
Attachment/Levy $25.00
Paid Overdraft Privilege (PAID NSF) $25.00/item
              -Under 19/Over 65 $5.00/item
ATM/POS Insufficient Funds (ATM/POS NSF) $20.00/item
              -Under 19/Over 65 $5.00/item
Insufficient Funds (NSF FEE) $27.00/item
              -Under 19/Over 65 $5.00/item
Return Deposit Item (RETURNED CK) $5.00
Money Order $1.00
Official Check $1.00
Stop Payments $20.00
Copy of Check $3.00
Copy of Statement $1.00/page
New Account Close-out (within 90 days) $25.00
Safe Deposit Key Replacement $25.00
Research $20.00 per hour
Dormant Account (30 Days Dormant) $2.50 per month
Lost Passbook $15.00
Check Reorders Fee amount may vary based on type of check
 Wire Transfer - Domestic
Outgoing $20.00
 Wire Transfer - International
Outgoing $45.00
 

* A Savings Account balance of $5.00 is required for Credit Union Membership.

* Other institutions may impose fees for use of their ATM

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MSIC NCUA Equal Housing Lender Intercept SUM

NMLS# 447563

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