Bridgewater Credit Union
Fee Schedule

Fee Schedule

Schedule of Fees & Charges

Consumer Accounts | Business Accounts

Consumer Accounts Effective August 15, 2017

Fee Abbreviations in Parentheses

 Statement Savings Account
Foreign ATM Withdrawal $1.00
Bridge Account
Foreign ATM Withdrawal $1.00
I Love This Free Checking, Interest eChecking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Check Reorders (Fee amount may vary based on the type of check)
Fabulous 50 Interest Checking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
High Interest Checking
Minimum Balance Fee (Average daily balance less than $1,500) $10.00
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Excel Checking, iChecking, First Choice Checking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Check Reorders (Fee amount may vary based on the type of check)
N.O.W. Account
Foreign ATM/DEBIT Withdrawal $1.00
If Balance Falls Below $500* (LOW BAL NOW ACCOUNT FEE) $3.00/monthly
Per Check Fee After 15 Checks $0.15/per check
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Check Reorders (Fee amount may vary based on the type of check)
* Minimum balance waived with Direct Deposit or Payroll Deduction
High Yield Money Market Account
Maximum 6 withdrawals per month Free
Foreign ATM/DEBIT Withdrawal $1.00
If balance falls below $2,500 $5.00/month
Service Charge for Excess Withdrawals  (MMKT EXCESS WD) $10.00 each
ATM/DEBIT  Withdrawal $1.00
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Miscellaneous Fees
ATM/DEBIT Card Replacement $10.00/card
ATM Foreign Deposit $1.50
Attachment/Levy $50.00
Foreign Check Collection $25.00/item
Paid Overdraft Privilege (PAID NSF) $30.00/item
              -Under 19/Over 65 $5.00/item
ATM/POS Insufficient Funds (ATM/POS NSF) $30.00/item
              -Under 19/Over 65 $5.00/item
Insufficient Funds (NSF FEE) $30.00/item
              -Under 19/Over 65 $5.00/item
Uncollected Funds (UCF FEE) $28.00
Return Deposit Item (RETURNED CK) $5.00
Money Order $2.00
Official Check $4.00
Stop Payments $25.00
Copy of Check $5.00
Copy of Statement $5.00
Interim Statement $5.00
Escheatment Fee $50.00
New Account Close-out (within 90 days) $25.00
IRA Transfer Out $40.00
Safe Deposit Key Replacement $25.00
Research $25.00 per hour
Bill Payment Check Copy $2.50
Bill Payment Stop Payment $25.00
Bad Address Information $10.00 per month
Dormant Account (30 Days Dormant) $2.50 per month
Lost Passbook $15.00
Check Reorders Fee amount may vary based on type of check
 Wire Transfer - Domestic
Incoming $15.00
Outgoing $25.00
 Wire Transfer - International
Incoming $20.00
Outgoing $45.00
 

* A Savings Account balance of $5.00 is required for Credit Union Membership.

* Other institutions may impose fees for use of their ATM


Business Accounts Effective August 15, 2017

Fee Abbreviations in Parentheses

Business Statement Savings Account
Foreign ATM Withdrawal $1.00
Best Free Business Checking
Charge Per Item (After 1,000 items) $0.50
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Business Interest Checking
Charge Per Item (After 1,000 items) $0.50
Monthly Maintenance Fee (Average daily balance less than $5,000) $10.00
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Business Checking
Preauthorized Overdraft Transfer (PREAUTH OD TRANS FEE) $5.00
Miscellaneous Fees
ATM/DEBIT Card Replacement $10.00/card
ATM Foreign Deposit $1.50
Attachment/Levy $50.00
Foreign Check Collection $25.00/item
Paid Overdraft Privilege (PAID NSF) $30.00/item
ATM/POS Insufficient Funds (ATM/POS NSF) $30.00/item
Insufficient Funds (NSF FEE) $30.00/item
Uncollected Funds (UCF FEE) $28.00
Return Deposit Item (RETURNED CK) $5.00
Money Order $2.00
Official Check $4.00
Stop Payments $25.00
Copy of Check $5.00
Copy of Statement $5.00
Interim Statement $5.00
Escheatment Fee $50.00
New Account Close-out (within 90 days) $25.00
IRA Transfer Out $40.00
Safe Deposit Key Replacement $25.00
Research $25.00 per hour
Bill Payment Check Copy $2.50
Bill Payment Stop Payment $25.00
Bad Address Information $10.00 per month
Dormant Account (30 Days Dormant) $2.50 per month
Check Reorders Fee amount may vary based on type of check
 Wire Transfer - Domestic
Incoming $15.00
Outgoing $25.00
 Wire Transfer - International
Incoming $20.00
Outgoing $45.00
 

* A Savings Account balance of $5.00 is required for Credit Union Membership.

* Other institutions may impose fees for use of their ATM

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MSIC NCUA Equal Housing Lender Intercept SUM

NMLS# 644173

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