Bridgewater Credit Union
VISA Credit Cards

Credit Cards

Choosing the right credit card is easier than ever

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!
  Pick the best rewards card for you
Pay Down Balances
 
Visa-Platinum-Card

Visa® Platinum Card

Save on interest with a great low introductory rate for an extended time. Pay down other credit card balances faster with this non-rewards card. More

Apply for a Visa Platinum Card

Flexible Cash Rewards.
Cash-Rewards-American-Express

Cash Rewards American Express® Card

Earn cash back1 every time you use your card: 3% on the first $6,000 in eligible net purchases made each year at gas stations,2,4 2% on eligible supermarket net purchases, and 1% on all other eligible net purchases, plus $25 cash back after your first purchase.3 More

Apply for Cash Rewards American Express Card

Rewards To Use The Way You Want.4
Visa-Bonus-Rewards-Card

Visa® Real Rewards Card

Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).5 Plus, earn 2,500 bonus rewards points after your first purchase.3 There is no limit on the total cash back you can earn, and you have five years to redeem for rewards. More

Apply for a Visa Bonus Rewards Card
Premier Rewards American Express

 

Premier Rewards American Express® Card

Earn up to 4 points for every $1 spent on eligible net restaurant purchases,6 3 points for every $1 spent on eligible nee airline purchases, 2 points for every $1 spent on eligible net gas purchases, and 1 point for every $1 spent on all other eligible net purchases. Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months.3 There's no cap or limit on the number of points you can earn, and you have five years to redeem for rewards.4 Also, receive reimbursement for eith Global Entry TSA Precheck® More

Apply for a Travel Rewards American Express Card
 
Build your credit.
Visa-Secured-Card

 

Visa® College Real Rewards Card

Earn 1.5 points monthly for every dollar you spend on eligible net purchases.5 There's no cap or limit on the points you can earn, plus you have five years to redeem points for rewards.2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings. More

Apply for a Visa Secured Card
Visa-Secured-Card

 

Visa® Secured Card

Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history8, here's a great way to begin that process. Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account. More

Apply for a Visa Secured Card

 

1- Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card
account within one to two billing cycles.

2- Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in
Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn
1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point
(for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a
supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3
Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following
merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on
the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will
earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the
quarter in which they are earned.

3- Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time
bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.

4- The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not
all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember
Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including,
but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

5- Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to
1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are
earned.

6- Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing
cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at
merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for
each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of
airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any
merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.

7- Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.

8- Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and American Express. American Express is a federally registered service mark of American Express


To make a payment, view your balance or account information:

View My Credit Card Account

Customer Service Contact Information:

Consumer Card Customer Service: 1.800.558.3424/ TDD# 1.888.352.6455

Signature Card Customer Service: 1.866.234.4691/ TDD# 1.888.352.6455

Credit Card Regular Payments: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-04708

Credit Card Overnight Payments: Cardmember Payment- 790408, 824 N. 11th Street, St. Louis, MO 63101-1016


Credit Card Security

Bridgewater Credit Union is dedicated to keeping your identity and money safe when you use your credit card or debit card. There are three keys to optimal credit card security: knowing what to do if your card is lost or stolen, notifying Bridgewater Credit Union before you use your credit card in a foreign country, and using Verified by VISA for extra password protection when making online purchases with your debit card. Use the links below to find more information about our card security.

Verified By VISA

Lost or Stolen Debit or VISA Card

Use of Cards in Foreign Countries

 

Try our Auto Advisor for a hassle-free car buying experience.

 

 

MSIC NCUA Equal Housing Lender Intercept SUM

NMLS# 644173

Have feedback on our site? Let us know here!