Bridgewater Credit Union, a Division of Merrimack Valley Credit Union
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privacy statement

Rev: February 1, 2019

WHAT DOES BRIDGEWATER CREDIT UNION, A DIVISION OF MERRIMACK VALLEY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. this information can include:
  • Social Security number and Income
  • Account Number and Payment History
  • Credit History and Credit Score
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Bridgewater Credit Union, a Division of Merrimack Valley Credit Union (hereby referred to as Bridgewater Credit Union) chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Bridgewater Credit Union share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes-
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes-
information about your transactions and experiences
No No Affiliates

For our affiliates' everyday business purposes-
information about your creditworthiness

No No Affiliates
For non-affiliates to market to you Yes No

 

 
Questions? Call 800.897.0343 or go to BridgewaterCU.com

 

Who we are
Who is providing this notice? Bridgewater Credit Union, a Division of Merrimack Valley Credit Union
What we do
How does Bridgewater Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

If you discover any unauthorized changes or activity to your account(s) or think you have been a victim of identity theft or fraud contact us immediately at 800.897.0343.

How does Bridgewater Credit Union collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Use a product or service
  • Use your credit or debit card
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Bridgewater Credit Union will honor the request.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Bridgewater Credit Union has no affiliates
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Data Processing Companies, Insurance Providers, Marketing Agencies, Financial Service Companies, Statement Processors, Check Processors, Card Processors, Credit Reporting Agencies, Mortgage Companies, Appraisers, Attorneys, Auditors, Government Agencies, and Federal Regulators.

Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include service providers that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing agreement. These nonaffiliated third parties are prohibited from using your information for any other purpose.

 Let our experienced lenders answer your mortgage questions to make getting a home loan easy.

 

MSIC NCUA Equal Housing Lender Intercept SUM

NMLS# 447563

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