Deposit Rates

Current Rates and Annual Percentage Yields for Interest Bearing Checking Accounts As of  

Rates may change after account is open.

*Account fees could reduce earnings. Minimum to open account is $25. Minimum balance to earn APY is $0.01.

**If monthly account requirements are not met, APY earned on balance is .15%. Monthly requirements: receive estatements, and  15 debit card transactions,  1 direct deposit or ACH into Excel Checking, and 1 bill payment through Bill Payment must post and clear during the same month.

***Must maintain a minimum daily balance of $250 to earn stated APY.

****Must maintain a minimum daily balance of $25 to earn stated APY.

⁺Other fees not categorized as maintenance or activity charges may apply (for example, insufficient funds or stop payment). See fee schedule for details.

Rates may change after the account is open.

Savings Account Rates and Annual Percentage Yields As of  

Rates may change after account is open.

*The Annual Percentage Yield (APY) assumes that interest is left in your account to compound for one year. Account fees could reduce earnings.The minimum balance required to open this account is $5.00. APY earned on balances of $0.01 and above. Rates may change after the account is open.

Certificate Account Rates and Annual Percentage Yields As of   *

*$1,000 minimum deposit to open for terms less than 12 months and $500 minimum deposit to open for terms 12 months and longer. Penalty for early withdrawal. APY earned on balances of $0.01 and above. Fees can reduce earnings.

Money Market Account Rates and Annual Percentage Yields As of   *

Rates may change after account is open.

*Minimum balance to open is $25.00. APY earned on balances of $0.01 and above. Fees can reduce earnings. Rates may change after the account is open.

IRA Certificate Rates and Annual Percentage Yields As of  *

*$1,000 minimum deposit to open for terms less than 12 months and $500 minimum deposit to open for terms 12 months and longer. APY earned on balances of $0.01 and above. Fees can reduce earnings.